7 Reasons Why You Should Have a Savings Account
Low interest rates have made savings accounts appear pretty unattractive. It’s hard to get excited about the prospect of your hard-earned dollars earning a solid one percent, or perhaps even... Read More
How to Build an Emergency Fund
One of the first steps on the road to financial freedom is to build an emergency fund. What is an emergency fund? It’s a pool of savings that you use... Read More
The Aging Population in the U.S. Will Put Pressure on Social Programs and Financial Literacy
The population of the United States, and most of the world, is getting older. The U.S. Census Bureau recently reported some fascinating projections of what our population will look like... Read More
The Fabulous Un-Budget: A Rational Alternative to Cumbersome Budgeting
Budgeting is undoubtedly helpful in managing your financial life. Yet many people are loath to do it. Numeracy skills are one issue. People often think budgeting is mathematically difficult. I doubt... Read More
Social Security: There’s More to It Than Just Retirement Income
There are a lot of myths and misconceptions about Social Security. And rampant speculation about its impending demise. But Social Security is a cornerstone of many Americans’ retirements. And despite... Read More
Solving Your 5 Biggest Retirement Concerns
Approaching retirement can be a scary time. There are major decisions to make. You need to decide when to collect Social Security. You need to determine a withdrawal strategy for... Read More
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