When to Start Collecting Social Security Retirement Benefits
Of the myriad financial decisions we face in our lives, the decision of when to begin collecting Social Security retirement benefits ranks amongst the largest. A disproportionate number of people... Read More
The Intersection of Financial Knowledge and Behavior
Financial knowledge isn’t financial literacy, nor is financial behavior financial literacy. Knowledge is not a great indicator of behavior. The human condition is replete with examples of suboptimal behaviors coexisting... Read More
Relocating to Lower Your Cost of Living
Moving to lower your cost of living isn’t just something to consider for retirement. The work world isn’t the same work world it was 20 years ago. Nor is much... Read More
How to Address the Fear of Going Broke in Retirement
Americans aren’t saving enough for retirement. And that’s causing them stress. It has become common to fear running out of money in retirement — and not just among those with... Read More
Planning for Retirement When Starting Late
Politicians seem to love a good crisis, whether real or imagined. We do have a retirement savings crisis, but there’s a lot of misinformation being circulated as fact. The crisis... Read More
4 Common Financial Behaviors That Harm You and How to Overcome Them
People don’t set out to have financial difficulties, yet such hardships are commonplace. Many struggle financially — some continuously, some occasionally, but none intentionally. If we don’t prefer to have... Read More
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