Car Insurance – Are You Covered?

1. What does collision insurance cover?
Correct!
Wrong!

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2. Comprehensive coverage pays for which of the following:
Damage to your vehicle due to an incident other than an accident.
Damage to immovable objects that wander into the path of your vehicle.
Medical bills incurred as the result of an accident.
Policy deductible in the event of an at-fault accident.
Correct!
Wrong!

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3. What is a “deductible” on your auto or health insurance policy?
Correct!
Wrong!

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4. Which statement is true regarding state by state insurance requirements?
Correct!
Wrong!

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5. What is “gap” insurance for a car?
Correct!
Wrong!

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6. Which of the following may entitle you to a discount on your car insurance?
Correct!
Wrong!

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7. What elements of your insurance premium can you control or select?
Correct!
Wrong!

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8. Who will likely pay the most for car insurance, assuming none of them have had any accidents?
Twenty-nine-year-old female driver.
Thirty-three-year-old female driver.
Twenty-two-year-old male driver.
Thirty-year-old male driver.
Correct!
Wrong!

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9. Which factor has no impact on your car insurance rate?
Correct!
Wrong!

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10. Which car will likely be the most expensive to insure (same driver)?
Sports car.
All-wheel-drive pickup truck.
Family hauler.
Midsize SUV.
Correct!
Wrong!

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